Searchlights: The more money you hit, the more you step on. There has been a surge in cases of alternative gambling addiction

[US] More and more game centers are opened, and the number of cases of addiction to gambling due to indulging in prize games is on the rise. [TW] 遊戲中心愈開愈多，沉迷有獎遊戲而染上賭癮的個案卻上升。

The more the game center opens up, the more mobile game class money (payment) is also no king tube, indulge in award-winning games and become addicted to gambling cases are on the rise. Middle-aged men spend millions of dollars a day rainbow, clip dolls, can not extricate themselves from debt, and ultimately debt million bankruptcy. Underage girls mobile game gold addiction, non-stop to ask the father to buy points card pumping game equipment, accumulative spending of more than 10,000. Gambling authorities are concerned about the rise in the number of cases of alternative gambling addiction, with 70% of cases received in the first quarter of this year compared with the whole of last year, and Members of the Legislative Council have criticized the Government for sitting idly by.

"At most I tried to play with 10,000 mosquitoes in 1 day, and accumulated debts of more than one million. Two years ago, he broke the birth." The 50-year-old Ade (pseudonym) began to indulge in the rainbow, the silver machine and the folder 11 years ago. After playing games such as dolls, they couldn't extricate themselves. They gambled on their salaries and even borrowed money from financial companies through intermediaries, which led to high debts. Ade recalled that he was excited and devoted when playing games, and he could relieve his boredom. The rich prizes he won were piled up in the house, and he was even sold on stalls. Only the excessive investment caused him to be estranged from his family. Later, he got the help of a social worker to realize that he was addicted to gambling.

In recent years, there have been more and more dolly machine shops, but there are few reminders in the shops that people will become addicted to gambling when playing games. Another emerging "casino" is mobile games. "Playing with friends, constantly asking my dad to buy credit cards and draw equipment, because every time I draw, I don’t know that there are prizes." Wenwen, a minor, spends hours playing mobile games every day. She doesn’t. Thinks that he is addicted to playing games, but only through "class money" to upgrade equipment and level. Her father is a gambling person, and she asks her father for money from time to time in exchange for ideal equipment for mobile games, accumulating a total cost of about 20,000 Hong Kong dollars.

However, the money and time that Wenwen put in more and more affects her life and finances. Hu Shimin, acting director of the Peace Square of the Tung Wah Group of Hospitals, pointed out that the case is suspected of being addicted to gambling. Hu pointed out that the gambling addiction cases received by the center have been increasing in recent years. In 2017, there were only 4 cases, last year there were 13 cases, and there were 10 cases in the first quarter of this year. Half of the people owed more than 100,000 Hong Kong dollars in debt. The cases involving addiction to gaming centers are only sporadic, which is believed to be due to insufficient knowledge of addiction.

Legislative Council member Ko Chongsheng criticized the government for sitting idly by, saying that although games such as dolls and silver push machines can relieve players, they have become a hotbed of crime due to negligent supervision by the government. In order to prevent the gathered children or players from getting vices, the government should Strengthen the supervision of entertainment venues that provide games.

Spokespersons from the Home Affairs Bureau and the Home Affairs Department stated that the government regulates activities that have a gambling component through a license under the Gambling Ordinance, and whether the rainbow, the silver push machine, the dolly and the mobile games involve gambling, it is necessary to apply for it. The "rewarded entertainment game license" or other licenses under the "Gambling Ordinance" depend on whether the actual operation of individual games meets the interpretation of the Ordinance.

[TW]

探射燈：打機課金愈踩愈深　另類賭癮個案激增

遊戲中心愈開愈多，手機遊戲「課金」（付款）亦無王管，沉迷有獎遊戲而染上賭癮的個案卻上升。中年男子日花萬元掟彩虹、夾公仔，不能自拔致債台高築，最終負債百萬破產。未成年少女手機遊戲課金成癮，不停向父索錢買點數卡抽遊戲裝備，累積花費逾萬。戒賭機構關注「另類賭癮」個案上升，今年首季接獲個案是去年全年的70%，立法會議員批評政府坐視不理。

「最多試過1日使過萬蚊去玩，累積欠債過百萬，2年前仲破埋產。」50歲的阿德（化名）11年前開始沉迷掟彩虹、推銀機及夾公仔等遊戲，後來不能自拔，賭上薪金，更透過中介向財務公司借貸，導致債台高築。阿德憶述玩遊戲時感到興奮及投入，而且可解悶，贏得的豐富獎品堆滿屋，甚至擺檔變賣。惟過分的投入導致他與家人關係疏離，後來得社工協助始知自己染上賭癮。

近年夾公仔機店舖愈開愈多，惟店內甚少提醒人玩遊戲會染賭癮；另一新興「賭場」是手機遊戲。「同朋友打機，不停問爸爸攞錢買點數卡，要抽裝備，因為次次抽都唔知有咩獎品。」未成年的雯雯（化名）日花數小時玩手遊，她不認為自己屬打機成癮，只是透過「課金」提升裝備及等級。其父屬賭博人士，她不時向父親索錢課金換取手遊理想裝備，累積花費約2萬港元。

惟雯雯投放的金錢及時間愈來愈多，更影響生活及財政，東華三院平和坊署理主任胡詩敏指，個案疑已染上賭癮。胡指出，該中心接獲涉及打機的賭博成癮個案近年有上升趨勢，2017年只有4個，去年有13個，今年首季已有10個，有1半人欠債10萬港元以上。而涉及沉迷遊戲中心的個案則只有零星，相信因對成癮認識不足。

立法會議員柯創盛批評政府坐視不理，指夾公仔及推銀機等遊戲雖然能為玩家減壓，但卻因政府疏忽監管變為罪惡溫床，為免聚集的小童或玩家染上惡習，政府應加強監管提供遊戲的娛樂場所。

民政事務局及民政事務總署發言人表示，政府透過《賭博條例》下的牌照規管有博彩成分的活動，而掟彩虹、推銀機、夾公仔以及手機遊戲，是否涉及博彩而需要申領「有獎娛樂遊戲牌照」或《賭博條例》下的其他牌照，須視乎個別遊戲的實際運作情況是否符合條例釋義而定。

Scratch lost 430,000! Bitter owner sad exposure "indulgence reason" network advised: quickly close the hand will go bankrupt

[US] Netizens shared the painful experience of indulging in scratching music in the past year. [TW] 網友分享過去1年沉迷刮刮樂的慘痛經驗。

Every New Year's Day Taiwan Color Will launch a high-head scratch music, attracting many people to buy a few to try their hand, for this one netizen to share the past year's obsession with scratching heartache, and asked everyone "what can effectively prevent themselves from committing stupid", the post set off a lot of buzz.

The original PO posted a post on the Facebook group "Booming Complaint Commune", "In 2020, Scratch Music lost a total of 430,000 yuan, and in 2021, it lost 76,000 yuan. The lottery dealer's boss is so sorry that I don't have any fortune." The original PO also lists the benefits of playing Scratch and Scratch. You don’t need to bring money to scratch. You don’t need to pay for it. You don’t need to pay for all the snacks and drinks in the store. You can ask to open a new one. The boss will help you pay attention to whether any books have been lost. It's miserable, but the disadvantage is that you don't have to bring money, you are often addicted, new ones tend to pay worse, and the boss (clerk) misjudges and loses more.

As for the reason for the addiction, I saw someone else spend 200 yuan to scrape 2 million, or the boss said that the 2000 book was scraped to 100,000, so he decided to take a gamble to scrape it, and the result was a miserable loss. The original PO sighed, "It's not suitable for people to conquer the sky and scrape, and they often do nothing after scraping the day."

As soon as the post came out, netizens responded in a message, "Hope is endless when scraping, and it will really become poor after scraping", "Scraping fun should be scraped occasionally. If you are lucky, you will win, and the amount will be stable and lose." Everyone has good luck", "In fact, you don't have to deliberately buy, luck will always appear", "If you don't have any fortune, don't scrape it, so as not to spend all your fortune", "Don't get addicted, it's all earned by the merchants and the country." ".

[TW]

刮刮樂慘輸43萬！苦主悲曝「沉迷原因 」網勸：快收手會破產

每到過年期間台彩總會推出高頭獎的刮刮樂，吸引不少民眾買幾張來試試手氣，對此一名網友分享過去1年沉迷刮刮樂的心酸，並詢問大家「有什麼方法可以有效阻止自己犯傻」，貼文掀起眾人熱議。

原PO在臉書社團「爆怨公社」發文，「2020年刮刮樂一共輸了43萬，2021年則輸了7萬6000元，彩券行老闆都酸我沒偏財運」。原PO也列出常去玩刮刮樂的好處，. 不用帶錢先刮再說，輸光轉帳、店裡的零食飲料不用錢、可以要求開新的、老闆會幫你注意有沒有哪本已經輸很慘，但壞處是因為不用帶錢，常常刮上癮、新的往往賠更慘、老闆（店員）誤判，輸更大。

至於沉迷原因是曾親眼目睹別人花200元刮到200萬，或是老闆說剛剛2000那本刮到10萬，於是決定賭一把刮下去，結果都慘賠收場。原PO感嘆，「人定勝天在刮刮樂不適用，往往刮完一天做白工」。

貼文一出，網友留言回應，「刮的時候希望無窮，刮完之後真的變窮」、「刮刮樂要偶爾刮，運氣好就會贏，用量拚穩輸死」、「勸世文，不是每人都有好手氣」、「其實不用刻意去買，運氣就會一直出現」、「沒偏財運就別刮了，免得花光財產」、「別上癮了，都被商家和國家賺走了」。

Daughter borrowed money to gamble and lose 600 million! The heroic dad said "I have 26 rooms" sold out and sold for 900 million

A 31-year-old woman from Zhejiang, mainland China borrowed 140 million yuan (RMB, the same below, about NT$600 million) to gamble in Macau, and was eventually charged with fraud. Regarding the jailed daughter and the billions in gambling debts, the father of the woman said, "I have 26 rooms for 8 million each, so I have almost 200 million (about NT$900 million) to get it back."

According to the "Beijing Youth Daily" report, Zhejiang Province recently tried a fraud case involving a total of 140 million yuan. The defendant Lu Xiaoqin borrowed 140 million yuan to go to Macau for gambling. Because all the loans were lost, the repayment agreement failed to reach an agreement, and the other party was sued for fraud.

On the day of the trial, Lu Xiaoqin has always said that he did not owe debts. The case was at most an economic dispute, not an intentional fraud. Before being arrested, he had repaid the victim Xu Xuguang more than 70 million yuan. After being arrested, his parents helped to repay the debt 27.9 million. Yuan.

Lu Xiaoqin’s father was not discouraged about the misfortune caused by his daughter. "My daughter is not too stressful for me. I have 26 rooms that can sell for 8 million each, and I have almost 200 million to get it back."

It is reported that 31-year-old Lu Xiaoqin lives in Dongyang City, Zhejiang Province. She was obsessed with gambling long before she got married. Once at the gambling table, someone flaunted that they could earn millions in a few minutes of gambling in Macau, which made Lu Xiaoqin quite excited.

After the Spring Festival in 2010, Lu Xiaoqin went to Macau with her gamblers. She won millions in one hour of playing for the first time and showed off after returning home. Later, Lu Xiaoqin's mother gave her 700,800,000 yuan for her to start a small business, but after Lu Xiaoqin got the money, she went to Macau to gamble again, and this time returned with a big victory.

However, the miracle will not last forever. After that, she went to Macau to gamble twice and lost 8 million yuan in savings. After losing the red eye, she was eager to find funds to make money back. In the first half of 2012, through a friend's introduction, Lu Xiaoqin met Dong Niang Xu Xuguang of Dongyang Haitian Group. She was very lucky to be able to recognize the local "God of Wealth". She offered to borrow 1.6 million yuan for business and repayment at the first meeting. The other party readily agreed to the bank loan, and then the two gradually became acquainted with each other, and borrowing became more frequent.

From March 2012 to May 2013, Lu Xiaoqin borrowed 140 million yuan from Xu Xuguang in 44 times. With this "strong backing", she began to frequent various casinos in Macau, visiting every half month on average. The children are left to their parents and husband to leave them alone, and they even spend more time in Macau than in Dongyang during the year.

But like other gamblers, Lu Xiaoqin said that he "gambled ten and nine loses", but he was like a demon. As long as he had more money, he would go to Macau to gamble. The more you gamble, the more you lose, the more you lose, the more you gamble. ." After betting, she lost everything in the end.

[TW]

女兒借錢賭博輸6億！　豪氣爸撂話「我有26間房」賣完有9個億

大陸浙江一名31歲的女子借下1.4億元（人民幣，下同，約新台幣6億元）去澳門豪賭，最終被對方以詐騙罪起訴。對於身陷囹圄的女兒和欠下的億萬賭債，女子父親竟表示，「我有26間房每間賣可以800萬，我就差不多有2個億（約新台幣9億元）拿回來。」

據《北京青年報》報導，浙江省近日審理一起詐騙案，涉案金額高達1.4億元。被告人盧曉琴借1.4億元去澳門豪賭，因借款全部輸光，還款協議未達成一致意見，被對方以詐騙罪起訴。

庭審當天，盧曉琴一直表示並未欠債不還，該案最多屬於經濟糾紛，而非有意詐騙，且在被抓之前，已經償還被害人徐旭光7000多萬元，被抓後父母幫助償還債務2790萬元。

對於女兒闖出的禍事，盧曉琴父親並未灰心喪氣，「我女兒對我來說也不是多少壓力，我有26間房每間賣可以800萬，我就差不多有2個億拿回來。」

據悉，31歲的盧曉琴家住浙江東陽市，早在結婚前她就迷上賭博，逢年過節常與閨蜜玩上幾把。一次在賭桌上，有人炫耀在澳門賭博幾分鐘就能掙百萬，讓盧曉琴頗為心動。

2010年春節後，盧曉琴和賭友們一起到澳門，她第一次玩1小時就贏得百萬，回家後還炫耀了一番。之後，盧曉琴的母親給了她70、80萬元讓她做小生意，但盧曉琴拿到錢後又去澳門賭博，這次再度大勝而歸。

然而奇蹟不會一直延續，她之後連續2次去澳門賭博，輸掉800萬元積蓄，輸紅眼的她急於尋找資金翻本。2012年上半年，經朋友介紹，盧曉琴認識東陽市海天集團的董娘徐旭光，能認識到當地的「財神」令她感到非常幸運，第一見面就提出借160萬元用於做生意、還銀行貸款，對方爽快答應了，隨後兩人漸漸熟識，借款也變得越來越頻繁。

從2012年3月至2013年5月，盧曉琴分44次共向徐旭光借款1.4億元，有了這個「堅強後盾」，她開始頻繁進出澳門的各個賭場，平均半個月就去一趟，孩子扔給父母、老公晾在一邊，一年中甚至在澳門的時間比在東陽市還長。

但與其他賭徒一樣，盧曉琴說自己「十賭九輸」，卻就像著了魔一樣，只要手頭寬裕些必去澳門賭一把，越賭越輸、越輸越賭，「已經無法自拔。」賭來賭去，她最終血本無歸。

Zhang Dade, the former chief engineer of Angang Group, was expelled from the Party for spreading false discussions about the central government's vilification of the state article

The website of the Central Commission for Discipline Inspection announced on June 18 that the disciplinary committee of Angang Group Co., Ltd. and the Supervisory Commission of Guang'an City, Sichuan Province, had conducted a disciplinary review and supervision investigation into the suspected serious violations of discipline and law by Zhang Dade, the former chief engineer of Angang Group Co., Ltd.

The report stated that Zhang Dade violated political discipline, spread articles that deliberately discussed the major policies of the "Party Central Committee" and vilified the image of the "Party and the State". "Censorship, collusion with others and transfer and conceal stolen money and stolen goods.

The report also stated that Zhang Dade violated life discipline, lived extravagantly, coveted pleasure, pursued low-level tastes, maintained improper sexual relations with others for a long time, did not pay attention to family traditions, and neglected his spouse and children. In addition, he violated China's national laws and regulations by indulging in gambling and taking the opportunity to earn money; he used his power and influence to make profits for private business owners, and received extremely large amounts of property, and was suspected of taking bribes.

The report stated, "As a leading cadre of a party member, Zhang Dade has lost his ideals and convictions, betrayed his original mission, joined unscrupulous businessmen for profit, engaged in power and money transactions, has completely lost the bottom line of discipline and law, and his life has become corrupt and degenerate. The organization’s education and salvation were indifferent, and after the 18th National Congress of the Communist Party of China, it still did not converge, closed its hands, and did not know how to stop. It was serious in nature, and the masses responded strongly and the impact was extremely bad. It should be dealt with seriously. The Party Committee of Anshan Iron and Steel Group Co., Ltd. gave Zhang Dade Dismissed from the party, Ansteel Group Co., Ltd. terminated its labor contract. The suspected crime has been transferred to the procuratorial organ for review and prosecution in accordance with the law, and the property involved was transferred along with the case."

Public information shows that Zhang Dade was born in October 1961 in Huaning, Yunnan. In June 1999, he served as the director of the chain steel plant of Panzhihua New Steel and Vanadium Company; in June 2006, he was appointed as the deputy general manager of Panzhihua Iron and Steel (Group) Company; in January 2008, he was appointed as member of the Standing Committee of the Party Committee of Panzhihua Iron and Steel (Group) Company and Xingang Vanadium Co., Ltd. Director and general manager of the company; served as director, deputy party secretary and general manager of Panzhihua Iron and Steel Group Co., Ltd. in July 2013, and chairman of Panzhihua Vanadium Titanium Co., Ltd.; served as chairman and party secretary of Panzhihua Iron and Steel Group Co., Ltd. in March 2015 ; In March 2017, he served as the chief engineer of Ansteel Group; in August 2020, he engaged in special work.

[TW]

傳播妄議中央醜化國家文章　鞍鋼集團原總工程師張大德被開除黨籍

中央紀委國家監委網站6月18日通報，鞍鋼集團有限公司紀委、四川省廣安市監委對鞍鋼集團有限公司原總工程師張大德涉嫌嚴重違紀違法問題進行紀律審查和監察調查。

通報指，張大德違反政治紀律，傳播妄議「黨中央」大政方針、醜化「黨和國家」形象的文章，對黨不忠誠不老實，表裏不一，搞兩面派，做兩面人，對抗「組織」審查，與他人串供並轉移、藏匿贓款贓物。

通報還指，張大德違反生活紀律，生活奢靡、貪圖享樂，追求低級趣味，長期與他人保持不正當兩性關係，不重視家風建設，對配偶子女失管失教。此外，他還違反中國國家法律法規規定，沉迷賭博，並藉機斂財；利用職權和職務影響為私營企業主謀利，收受財物數額特別巨大，涉嫌受賄犯罪。

通報稱，「張大德身為黨員領導幹部，喪失理想信念，背棄初心使命，與不法商人抱團牟利，大搞權錢交易，紀法底線全面失守，生活腐化墮落，對中共中央的三令五申置若罔聞，對組織的教育挽救無動於衷，且在黨的十八大之後仍不收斂、不收手、不知止，性質嚴重，羣眾反映強烈、影響極其惡劣，應予嚴肅處理。鞍鋼集團有限公司黨委給予張大德開除黨籍處分，鞍鋼集團有限公司與其解除勞動合同，其涉嫌犯罪問題已移送檢察機關依法審查起訴，所涉財物隨案移送。」

公開資料顯示，張大德，1961年10月出生，雲南華寧人。1999年6月任攀枝花新鋼釩公司鍊鋼廠廠長；2006年6月任攀鋼（集團）公司副總經理；2008年1月任攀鋼（集團）公司黨委常委、新鋼釩股份有限公司董事、總經理；2013年7月任攀鋼集團有限公司董事、黨委副書記、總經理，攀鋼釩鈦股份有限公司董事長；2015年3月任攀鋼集團有限公司董事長、黨委書記；2017年3月任鞍鋼集團總工程師；2020年8月從事專項工作。

Tizzy Bac Album

 

[TW]

Tizzy Bac相簿

Payoneer to Become a US Publicly Traded Company

Payoneer Inc., the global payment and commerce-enabling platform which powers growth for millions of digital businesses worldwide, and FTAC Olympus Acquisition Corp., a special purpose acquisition company, have announced they have entered into a definitive agreement and plan of reorganisation. Upon closing of the reorganisation, the newly created holding company will be renamed Payoneer Global Inc. and the combined company will operate as Payoneer, a US publicly listed entity. The Company is expected to have an implied estimated enterprise value of approximately $3.3 billion at closing, based on current assumptions.

Payoneer’s management team will continue to lead the Company. Payoneer has been backed by investments from TCV, Susquehanna Growth Equity (SGE), Viola Ventures, Wellington Management, Nyca Partners, Temasek and more.

Payoneer’s mission is to democratise access to financial services and drive growth for digital businesses of all sizes from around the world. Payoneer was founded on the basis that technology and the internet were transforming commerce and making it possible for anyone anywhere to build and grow a digital business. Over the past 15 years, Payoneer has built a broad ecosystem that connects marketplaces, sellers, freelancers, gig workers, manufacturers, banks, suppliers, buyers and more into an integrated global platform. Payoneer’s secure, regulated platform offers a global, multi-currency account to businesses of any size around the world, enabling them to pay and get paid globally as easily as they do locally.

“Technology is transforming commerce globally, bringing down borders and making it possible for entrepreneurs from all over the world to build a digital business,” said Scott Galit, Chief Executive Officer of Payoneer. “This new way of doing business requires a global financial platform built for the digital age. Payoneer’s purpose-built platform provides global connectivity with localized capabilities, layered on top of a robust and scalable compliance, risk and regulatory infrastructure. We are incredibly excited about the opportunity ahead and believe that our leading global platform, brand, product suite, and network create significant and sustainable competitive advantages, and that our multi-pronged growth strategy will deliver strong growth for years to come. We are thrilled to partner with Betsy Cohen and the FTOC team and are confident that we will benefit from their significant industry expertise as we embark on our journey as a public company.”

Building upon its meaningful brand, recognized and trusted by businesses all over the world, Payoneer has expanded its services to empower businesses to grow globally. Payoneer services include: Marketplace Payments; B2B Accounts Payable / Accounts Receivable; Merchant Services; Working Capital; and Risk and Compliance Services.

Betsy Z. Cohen, Chairman of the Board of Directors of FTAC Olympus Acquisition Corp., said, “Payoneer is at the forefront of the rapid, global shift to digital commerce across all sectors. Its innovative and unique high-tech, high-touch platform positions Payoneer at the epicenter of some of the most powerful and enduring trends driving global commerce today. Its proven ability to facilitate the overall growth of e-commerce through capabilities such as B2B payment digitization, global risk and compliance infrastructure, and the enablement for SMBs to rapidly grow and scale sets Payoneer apart. I couldn’t be more excited about this transaction which will allow this talented team to accelerate their growth strategy and continue to democratize access to global commerce.”

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Payoneer 成為美國上市公司

Payoneer Inc. 是全球支付和商業支持平台，為全球數百萬數字業務的增長提供動力，而 FTAC Olympus Acquisition Corp. 是一家特殊目的收購公司，已宣布他們已達成最終協議和重組計劃。重組完成後，新成立的控股公司將更名為 Payoneer Global Inc.，合併後的公司將作為 Payoneer 運營，這是一家美國上市實體。根據目前的假設，預計該公司在收盤時的隱含估計企業價值約為 33 億美元。

Payoneer 的管理團隊將繼續領導公司。 Payoneer 得到了來自 TCV、Susquehanna Growth Equity (SGE)、Viola Ventures、Wellington Management、Nyca Partners、淡馬錫等的投資支持。

Payoneer 的使命是實現金融服務的民主化，並推動全球各種規模的數字企業的增長。 Payoneer 成立的基礎是技術和互聯網正在改變商業，讓任何地方的任何人都可以建立和發展數字業務。在過去的 15 年裡，Payoneer 建立了一個廣泛的生態系統，將市場、賣家、自由職業者、零工、製造商、銀行、供應商、買家等連接到一個集成的全球平台。 Payoneer 安全、受監管的平台為全球任何規模的企業提供全球多幣種賬戶，使他們能夠像在本地一樣輕鬆地在全球範圍內付款和收款。

Payoneer 首席執行官斯科特·加利特 (Scott Galit) 表示：“技術正在改變全球商業，打破國界，讓來自世界各地的企業家能夠建立數字業務。” “這種新的經商方式需要一個為數字時代構建的全球金融平台。 Payoneer 的專用平台提供具有本地化功能的全球連接，並以強大且可擴展的合規性、風險和監管基礎設施為基礎。我們對未來的機會感到非常興奮，並相信我們領先的全球平台、品牌、產品套件和網絡創造了顯著且可持續的競爭優勢，我們的多管齊下的增長戰略將在未來幾年實現強勁增長。我們很高興與 Betsy Cohen 和 FTOC 團隊合作，並有信心在我們開始作為一家上市公司的旅程時，我們將受益於他們重要的行業專業知識。”

Payoneer 以其意義深遠的品牌為基礎，得到全球企業的認可和信賴，擴大了其服務範圍，以助力企業在全球範圍內發展。 Payoneer 服務包括： 市場支付； B2B 應付帳款/應收帳款；商戶服務；營運資金；和風險與合規服務。

FTAC Olympus Acquisition Corp. 董事會主席 Betsy Z. Cohen 表示：“Payoneer 處於全球所有行業向數字商務快速轉變的最前沿。其創新且獨特的高科技、高接觸平台使 Payoneer 成為當今推動全球商業的一些最強大、最持久的趨勢的中心。 Payoneer 通過 B2B 支付數字化、全球風險和合規基礎設施等功能促進電子商務的整體增長，以及支持中小型企業快速增長和規模化，其成熟的能力使 Payoneer 與眾不同。我對這筆交易感到非常興奮，這將使這支才華橫溢的團隊能夠加速他們的增長戰略，並繼續使全球商業的准入民主化。”

Israel’s Payoneer to Go Public on Nasdaq at $3.3 Billion Valuation

Israeli fintech powerhouse Payoneer Inc. announced on Wednesday that it has entered into a definitive agreement with Nasdaq listed SPAC FTAC Olympus Acquisition Corp (FTOC). Once the reorganization is complete, the merged company will begin trading at an implied estimated enterprise value of approximately $3.3 billion. Payoneer currently holds $100 million in its balance and FTOC has raised $750 million for the merger, including commitments for $300 million in PIPE from an investor group. An estimated $450 million will be used to purchase secondary options from existing shareholders, managers, and employees. Roughly $100 million will be used by the company for various expenses and the rest, roughly $500 million, will be invested in its operations.

Among the investors expected to pour money into the company are existing backers Wellington Management and additional investors Dragoneer Investment Group, Fidelity Management & Research Company LLC, Franklin Templeton, certain funds managed by Millennium Management, funds and accounts advised by T. Rowe Price Associates, Inc., and Winslow Capital Management, LLC.

Speaking to Calcalist, Keren Levi, Payoneer’s COO and GM of its Israeli center, said the company had not attempted to go public in the past and throughout the years had sought the proper timing to do so. “2020 was a year of expedited activities and we processed more than $44 billion in volume. Following the merger, we will have $500 million available for investment in our business development.”

Levy doesn’t believe that the company is late to go public, even though many other Israeli companies would have chosen to do so much earlier. “For us, this is the right time and we chose the best partner we could find for our new path. FTOC’s Chairwoman Betsy Cohen has rich experience, including in the Fintech sector that we’re active in and she is a veteran in the SPAC world who knows how to lead such transactions.

“Payoneer is at the forefront of the rapid, global shift to digital commerce across all sectors. Its innovative and unique high-tech, high-touch platform positions Payoneer at the epicenter of some of the most powerful and enduring trends driving global commerce today,” said Betsy Cohen, Chairman of the Board of Directors of FTAC Olympus Acquisition Corp. “Its proven ability to facilitate the overall growth of e-commerce through capabilities such as B2B payment digitization, global risk and compliance infrastructure, and the enablement for SMBs to rapidly grow and scale sets Payoneer apart. I couldn’t be more excited about this transaction which will allow this talented team to accelerate their growth strategy and continue to democratize access to global commerce.”

Payoneer, which was founded in 2005 by Yuval Tal, developed a platform that streamlines global commerce for millions of small businesses, marketplaces, and enterprises from 190+ countries and territories. Leveraging its robust technology, compliance, operations, and banking infrastructure, Payoneer delivers a suite of services that includes cross-border payments, working capital, tax solutions, risk management, and payment orchestration for merchants.

Since it was founded, Payoneer has raised a total of $270 million from backers including TCV, Susquehanna Growth Equity (SGE), Viola Ventures, Wellington Management, Nyca Partners, Temasek and more.

“Technology is transforming commerce globally, bringing down borders and making it possible for entrepreneurs from all over the world to build a digital business,” said Scott Galit, Chief Executive Officer of Payoneer. “This new way of doing business requires a global financial platform built for the digital age. Payoneer’s purpose-built platform provides global connectivity with localized capabilities, layered on top of a robust and scalable compliance, risk, and regulatory infrastructure. We are incredibly excited about the opportunity ahead and believe that our leading global platform, brand, product suite, and network create significant and sustainable competitive advantages and that our multi-pronged growth strategy will deliver strong growth for years to come. We are thrilled to partner with Betsy Cohen and the FTOC team and are confident that we will benefit from their significant industry expertise as we embark on our journey as a public company.”

“As someone who has been accompanying Payoneer for the past 12 years, I am proud to see that it has grown to take on a leadership position and am excited by the opportunity to continue to build a global digital platform that provides businesses of all sizes and in all corners of the world access to financial services,” said Viola Ventures Managing Partner and chairman Avi Zeevi.

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以色列 Payoneer 將在納斯達克上市，估值 33 億美元

以色列金融科技巨頭 Payoneer Inc. 週三宣布，已與納斯達克上市的 SPAC FTAC Olympus Acquisition Corp (FTOC) 達成最終協議。重組完成後，合併後的公司將以約 33 億美元的隱含估計企業價值開始交易。 Payoneer 目前持有 1 億美元的餘額，FTOC 已為合併籌集了 7.5 億美元，其中包括一個投資集團承諾的 3 億美元 PIPE。估計有 4.5 億美元將用於從現有股東、經理和員工手中購買二級期權。該公司將使用大約 1 億美元用於各種開支，其餘大約 5 億美元將投資於其運營。

預計將向該公司注資的投資者包括現有支持者 Wellington Management 和其他投資者 Dragoneer Investment Group、Fidelity Management & Research Company LLC、Franklin Templeton、Millennium Management 管理的某些基金、T. Rowe Price Associates 提供諮詢的基金和賬戶， Inc. 和 Winslow Capital Management, LLC。

Payoneer 的首席運營官兼以色列中心總經理 Keren Levi 在接受 Calcalist 採訪時表示，該公司過去沒有試圖上市，多年來一直在尋找合適的時機上市。 “2020 年是活動加速的一年，我們處理的交易量超過 440 億美元。合併後，我們將有 5 億美元可用於我們的業務發展投資。”

Levy 認為該公司上市並不晚，儘管許多其他以色列公司會選擇更早上市。 “對我們來說，這是正確的時機，我們選擇了我們能為新道路找到的最佳合作夥伴。 FTOC 的主席 Betsy Cohen 擁有豐富的經驗，包括在我們活躍的金融科技領域，她是 SPAC 世界的資深人士，知道如何領導此類交易。

“Payoneer 處於全球所有行業向數字商務快速轉變的最前沿。 FTAC Olympus Acquisition Corp 董事會主席 Betsy Cohen 表示，其創新且獨特的高科技、高接觸平台使 Payoneer 成為當今推動全球商業的一些最強大和持久趨勢的中心。 Payoneer 通過 B2B 支付數字化、全球風險和合規基礎設施等功能促進電子商務整體增長的能力，以及支持中小型企業快速增長和擴展的能力，使 Payoneer 與眾不同。我對這筆交易感到非常興奮，這將使這支才華橫溢的團隊能夠加速他們的增長戰略，並繼續使全球商業的准入民主化。”

Payoneer 由 Yuval Tal 於 2005 年創立，為來自 190 多個國家和地區的數百萬小型企業、市場和企業開發了一個簡化全球商務的平台。 Payoneer 利用其強大的技術、合規性、運營和銀行基礎設施，為商家提供包括跨境支付、營運資金、稅務解決方案、風險管理和支付編排在內的一套服務。

自成立以來，Payoneer 已從包括 TCV、Susquehanna Growth Equity (SGE)、Viola Ventures、Wellington Management、Nyca Partners、淡馬錫等在內的支持者那裡籌集了總計 2.7 億美元的資金。

Payoneer 首席執行官斯科特·加利特 (Scott Galit) 表示：“技術正在改變全球商業，打破國界，讓來自世界各地的企業家能夠建立數字業務。” “這種新的經商方式需要一個為數字時代構建的全球金融平台。 Payoneer 的專用平台提供具有本地化功能的全球連接，並以強大且可擴展的合規性、風險和監管基礎設施為基礎。我們對未來的機會感到非常興奮，並相信我們領先的全球平台、品牌、產品套件和網絡創造了顯著且可持續的競爭優勢，我們的多管齊下的增長戰略將在未來幾年實現強勁增長。我們很高興與 Betsy Cohen 和 FTOC 團隊合作，並有信心在我們開始作為一家上市公司的旅程時，我們將受益於他們重要的行業專業知識。”

“作為過去 12 年一直陪伴 Payoneer 的人，我很自豪地看到 Payoneer 已經成長為領導地位，並為有機會繼續建立一個全球數字平台而感到興奮，該平台為各種規模的企業提供服務在世界各個角落都能獲得金融服務，” Viola Ventures 管理合夥人兼董事長 Avi Zeevi 說。